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Coverage 23 countries, Europe, North America and South Korea Documentation REST, JSON Status 54 of 57 sources live Labs New and experimental Pricing From free
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Home/Labs/Early-warning trends

Insolvency early-warning trends API

See a rise before it reaches your book.

The last three months against the same months in the three years before, for each country and sector, so you can tighten terms where strain is building and relax them where it is easing.

Previewtry it, shape may change
23 countriesin every answer
Monthlyupdated with every month
Intelplan

A sample answer

UK sectors, the last three months against usualPreview
Manufacturing-6%
Wholesale and r...-8%
Accommodation a...-10%
Construction-11%
Administrative ...-11%
Transport and s...-12%
0 of 7sectors rising
-6%the most, Manufacturing
5,398cases in the last three months

How it works

01Choose the countryOne or several, and the sectors to split by in the UK and France.
02We compare like with likeThe last three complete months against the same three months in each of the three years before.
03Rising, steady or fallingEach country and sector with its change from usual, rising or falling when it is 10% or more either way.

The code

In preview: the shape may still change, so try it before you build on it.

Request
Response, real, from 2026-10-31200 OK
{
    "data": [
        {
            "country": "gb",
            "sector": "C",
            "sector_label": "Manufacturing",
            "last_3_months": 555,
            "usual": 591,
            "years_compared": 3,
            "change": -0.061,
            "direction": "steady"
        },
        {
            "country": "gb",
            "sector": "G",
            "sector_label": "Wholesale and retail trade, repair of motor vehicles",
            "last_3_months": 1042,
            "usual": 1135,
            "years_compared": 3,
            "change": -0.082,
            "direction": "steady"
        }
    ],
    "meta": {
        "count": 7,
        "months": {
            "from": "2026-07",
            "to": "2026-09"
        },
        "compared_with": "the same three months in each of the three years before",
        "built_at": "2026-10-30T23:50:07Z",
        "note": "Counted from the cases held, rebuilt every day. The latest month fills in as late publications arrive."
    }
}
What you can send
FieldTypeNeededWhat it does
countrylistNeededOne or more countries
sectorlistOptionalSplit by these sector sections (UK and France)
min_changenumberOptionalOnly changes at least this big either way, such as 0.2 for 20%
What you get back
FieldTypeAlways thereMeaning
countrystringAlwaysThe country
sectorstringWhere heldThe section, when split by sector
sector_labelstringWhere heldIts name
last_3_monthsintegerAlwaysCases in the last three complete months
usualintegerAlwaysThe usual figure for those months in the years before
years_comparedintegerAlwaysHow many earlier years were held to compare with, up to 3
changenumberAlwaysHow far above or below usual: 0.345 is 34.5% above
directionstringAlwaysrising, steady or falling (10% either way)
Questions
How is the change worked out?
From the last three complete months against the same months in each of the three years before, so seasons never look like a rise.
Why is it in preview?
The thresholds may still be tuned. The counts behind them will not change.
Which sectors are there?
The sections of the national classifications, A to U, for the UK and France.
Which countries?
Every country we hold cases for, 23 in all.